What is Ultra Identity Defense?

Identity theft can lead to devastating consequences—financial loss, damage to your credit, and even legal troubles. That’s where Ultra Identity comes in, providing comprehensive protection to secure your identity and give you peace of mind.

Below are some of the great benefits offered by Ultra Identity Defense.

 

Security Freeze

Adding a security freeze can provide extra security against fraudulent attempts to open new accounts or obtain loans in your name.

Freezing your file at check and bank account screening agencies can help protect your financial information and prevent unauthorized access to your banking and checking account history.

Wallet Protection

When your wallet or credit cards are lost or stolen, the Ultra Identity Defense Customer Care team is ready to help swiftly cancel and replace any active credit cards and accounts.

As you and your Customer Care Agent work to address your lost or stolen wallet, Ultra Identity Defense will continue to monitor your identity for any activity that may indicate identity theft or fraud.

Transaction Monitoring

Transaction Monitoring is a feature that allows you to receive alerts notifying you of cash withdrawals, balance transfers, and large purchases at financial institutions that you connect to your Ultra Identity Defense account.

Transaction Monitoring makes life easier by allowing you to connect all your credit cards and bank accounts in a single portal. This eliminates the need to log in to multiple sites to keep track of your transactions.

Ultra Identity Defense also offers High-Risk Transaction Monitoring, which monitors things like tax refunds and wire transfer and alerts you to verify it before damaging fraud can occur.

Account Monitoring

Account Monitoring monitors various types of accounts that may be opened in your name, such as credit cards accounts, education loans, and utility accounts.

Account Update

Account Update monitoring will alert you when someone attempts to change the personal information linked to an account, like email address, phone number, and address.

Password Resets

Our Password Reset feature alerts you if a password reset has been requested for certain types of accounts

Claims application

When someone requests a distribution from a financial account or insurance policy including distributions of funds or claim filings, Claims Application monitoring will alert you.

Victim Assistance

In the event of an identity theft incident, you have access to experienced Identity Theft Recovery Specialists. These specialists are specifically trained in identity theft and fraud recovery, and they will guide you through every step of the remediation process.

Identity Theft Insurance

With our Identity Theft Insurance, up to 1 million dollars in no-deductible reimbursement insurance is provided by a third-party insurer to cover certain eligible losses and fraud-related expenses incurred due to identity theft or fraud.